Florida has extensive roofing requirements because of the hurricanes and strong storms that afflict the state. A new state law took effect on July 1 that changes how homeowners may make claims and how roofers and insurance companies can handle those claims. These...
As Florida and the rest of the country enter the height of hurricane season, forecasters are continuing the predict the formation of several more tropical storms and hurricanes. Overall, one group is predicting a total of 20 named storms. The group is not giving any...
If your property is damaged, you might breathe a sigh of relief that you have insurance. But once you start the claims process, you might find yourself enormously frustrated. You may feel like your insurance company is dragging its feet or that your claim will end up...
Floridians are no strangers to severe weather, especially now that hurricane season is here. These powerful storms have the potential to completely obliterate a person’s house. For this reason, many people in Florida have insurance that protects against the threats...
Hurricanes may be a way of life in Florida, but natural catastrophes have changed and raised the price of insurance against catastrophic damages. On July 1, changes to Florida’s insurance law could have a serious impact on homeowners by making it harder to file legal...
A phenomenon called land subsidence is a problem that residents of Florida have had to deal with for decades. Basically, land subsidence is a natural phenomenon that happens when water gets sucked out of sedimentary rock, including finely ground rock like sand. ...
When homeowners suffer property damage, it can be devastating. For that reason, they should be familiar with how to make an insurance claim with their insurer and what to do if they believe their claim has been wrongly denied. Reasons an insurance claim may be denied...
No matter the length of residency, anyone living in Florida can attest the impact hurricane season can have on the state and other states in the region. For many homeowners in the state, property insurance policies are specifically purchased to protect their property...
Purchasing a home is one of the largest investments most people will ever make. Homeowners often borrow some or all of the purchase amount from a bank or other financial institution. These financial institutions may require buyers to obtain homeowners insurance to...